Over the past few months, U.S. federal banking regulators have issued a number of proposals aimed at enhancing capital and long-term debt requirements for both U.S. GSIBs and large regional banks. Banks have a range of financing options available to satisfy both existing and potential requirements. This Debevoise InDepth explores the myriad of options available to these banks and how capital and debt instruments are treated under different regulatory regimes.

Click here to read the Debevoise In Depth.

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Author

Morgan Hayes is a corporate partner and a member of the firm’s Capital Markets and Private Equity Groups. He can be reached at mjhayes@debevoise.com.

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Matthew Kaplan is a corporate partner and the Chair of the firm’s Corporate Department. He can be reached at mekaplan@debevoise.com.

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Alison M. Hashmall is a counsel in the firm’s New York office and a member of Debevoise's Banking Group. Ms. Hashmall’s practice focuses on advising domestic and non-U.S. banking organizations and other financial institutions on a wide range of bank regulatory, policy, and transactional matters and cryptocurrency-related issues. She can be reached at ahashmall@debevoise.com.

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Joshua M. Samit, based in the firm’s New York office, is a member of the Capital Markets and Banking Groups in the Corporate Department. He can be reached at jmsamit@debevoise.com.

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Chen Xu is a counsel of the Banking Group and is resident in the New York office. His practice focuses on advising banking clients on a wide range of bank regulatory, policy and transactional matters and cryptocurrency-related issues, including in the areas of regulatory capital, liquidity and stress testing. Mr. Xu is recognized as an “associate to watch” by Chambers USA (2021), where clients say that he is “a tremendous resource” who is “just exceptional at working through the real technical nuances of capital rules and the other quantitative aspects of technical regulations.” Mr. Xu received his J.D. from Columbia Law School in 2013 and his B.A. from University of California, Berkeley in 2010. He can be reached at cxu@debevoise.com

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Alexander R. Altieri is a corporate associate and a member of the Capital Markets Group. He can be reached at araltier@debevoise.com.

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Ezra Newman a corporate associate and a member of Debevoise's Financial Institutions Group. He can be reached at enewman@debevoise.com.

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Taylor Richards is a corporate associate and a member of Debevoise's Banking Group. She can be reached at tmrichards@debevoise.com.

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Jonathan Steinberg is a corporate associate and a member of Debevoise's Financial Institutions Group. He can be reached at jrsteinb@debevoise.com.